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consolidatecc Should you consolidate your credit card debt? credit card debt can have a relatively high interest rate compared to other types of debt. Particularly if you have good credit, you may be able to qualify for a lower-rate loan. Even if you don’t have great credit, there are other routes to consider. Consolidation isn’t a cure-all.

Switching to a Shorter Term Loan. Then, you want to find out about refinancing to a short term mortgage loan – such as a fifteen-year mortgage loan. The mortgage payments will likely be more than with a long-term mortgage loan, but the pay-off is: you will pay substantially less interest and will build up equity quicker.

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