But homeowners who file for bankruptcy are much more likely to default. Lenders begin foreclosure for 44% and 72% of prime and subprime.
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Home foreclosure laws and procedures vary from state-to-state. So depending on where you live – or where you’re looking to buy – the foreclosure timeline can and often does change. Below is a state foreclosure laws timeline that is designed to give you a comprehensive overview of the process throughout the United States.